What is the purpose of the “verify” check mark within transactions? Is it to use later to reconcile accounts or ???

When I added my Credit Card to the app, it created an envelope for it automatically. However it seems counterintuitive to me as whenever there's a charge to the card, the envelope balance "goes up" (it's treated as a deposit to the envelope) but when I make a payment on the card (what should, to me, add money to the envelope) it treats it as a negative. Thus...

Does MoneyWise allow you to transfer money between envelopes? If so, is there the opportunity to add a memo or description? My experience with budgeting software began with a 3 1/2 inch floppy disk of Larry Burkett’s Money Matters. i was a longtime Mvelopes user and am most currently coming from YNAB. One of the features I most loved about Mvelopes that I di...

Is there a way to force a refresh of connected accounts? I usually like to sort my transactions each day in the morning and if my connected accounts have not refreshed, it doesn't seem there is a way to force them to refresh and retrieve new transactions....

Can’t find BMO Harris specifically, and in the general BMO section, it asks for “card number” and “password”, so I typed in my debit card number and my online password, but that doesn’t work, any advice?

Is there any way to see the envelope balance when assigning transactions? I can see how much I have spent, but It would be a lot easier if I could see the remaining balance.

A former Mvelopes user as well… Trying to transition! How do I enter “pending” transactions (as in when I spend money and want to put it in before it clears so I can account for the money being used already)??

Hello! I just downloaded the app and am trying to get stuff set up with the envelope system. It's nearing the end of December but I'm wanting to work on next months plan as I don't need to do anything this month. I saw that to create next months, I go to "History" on the plan tab and click "create Jan 2023 plan" but when I do that, nothing happens. No dialog...

We were longtime mvelopes users like many of you. Is there any way to sort transactions by assigned/unassigned? That would be super helpful. Thanks.

Seems like a similar enveolope systems, but with much less functionality. Is that true or am I missing some of the features (creating split recurring transactions, true account reconciliation, running balances, off-budget account, monthly view of all envelopes with funding, activity and balance?) I've gotten set in my ways with YNAB, but eventually I'll have...

I’m new to using the MW app. I linked my accounts but can’t figure out how to set up the envelopes. Can you help?

I'm trying to decide what to do with non-income deposits, like cash back rewards, or gifts. Does the system treat it any differently if you move it to "Other" income, then assign it to an envelope, or just move it straight from Unassigned > Envelope? Seems like these would be the same, but then I was thinking to myself, "why not just assign ALL income straig...

I edited the credit card envelope names to correspond with the edited credit card account names I use to differentiate my CC acounts and the envelope names keep reverting back to their original standard names like "Discover" "Credit Card" etc. Problem is, there more than one with the same standard name and I can't tell them apart when the names revert. Any...

I started using MoneyWise today. When transactions were downloaded from my accounts they were of course primarily from the month of October. How do I go back one month to enter the transactions from October?

I'm wondering if the way I did this is wrong. I have a few envelopes that came over from Mvelopes with a negative balance. I added these to MoneyWise by clicking "Fund" and Funding it with a negative dollar amount. I noticed when I did that, it add that amount as "available for funding." I guess that makes sense. However, when I resolve the negative envelope...

What do I do with a paycheck deposit transaction from my checking account? At first I thought I would have to manually 'split' the money to allocate it to my different envelopes, but then I read about using the Plan feature to automatically fund my envelopes during approximately the same time as when the paychecks deposit but then what happens with the actu...

I’m trying to delete a line item and it only lets me archive. Please help.

// Two things I have tried:

1. swiping left/swiping right
2. Pushing the 3 buttons at the top right in the app & clicking edit.

// Additional notes: It appears that I’m only able to delete certain categories, but I’m not able to correlate what categories and why....

Maybe my mentality is skewed by mvelopes, but in that system what I would do is on the first of the month, I would go in and fund all envelopes in one screen, based on last month's income (which I set aside). I don't see a way to "fund all envelopes based on plan". I do see an "Auto Fund" option. If I don't want to auto-fund, but want to set each envelope ma...

My account here on money wise is not updating when I put money in my bank account and they are connected? Is there a way to manually update this?

If we have manually added a transaction, and a day or so later it shows up, is there a way to merge the two?

Similarly, if a transaction shows as pending and we assign an envelope, then when the cleared/final (non-pending) charge shows up, is there a way to merge the two?

Lastly, will pending charges just go away? What happens to the envelopes we assigned...

I noticed that I had left the account as a “ Cash” account after I had completed all my accounts. I could not find any place to change that label. I ended up deleting each account and rendering them with the proper type label.

I’m just starting with the Manual type and was wondering if I can later change to Connected.

Sorry this is repetitive, I did it wrong first time. For my question, Specifically I had some monthly bill transactions that were made the day before I started this app, and the day before this month started. So how do I input those manually to show that I’ve spent the money from those envelopes? They are not showing in bank account since I wasn’t signed in ...

How do I make a transaction without it coming from a bank account?

Hi is there a way to split a transaction into 2 envelopes. Example I buy groceries and get cash back to use at a restaurant. It comes in as one transaction but can I split it into expenses for two envelopes: groceries and restaurants

I split up my deposit into a few different envelopes, but I accidentally put too much in one envelope and forgot to add an envelope. Is there a way I can go back and edit a deposit that is already split up?

I'm billed quarterly for water/sewer bills. I only see weekly, monthly etc as an option. Could you add quarterly please?

Is there a way to have the app with same accounts on two phones. Do we just use the same sign on?

I am trying to consolidate envelopes and lump multiple things into “utilities”, previously I had them separated by type. How do I eliminate the envelopes? It keeps saying transfer “x” amount of dollars for each envelope I want to archive.

Does anyone know how I can reverse a transaction I accidentally deleted?

Is there a way to create a transaction to reflect a withdrawal from a checking account to a cash account? All of my accounts are manual accounts. This transaction would not affect any envelopes until the cash is spent.

How do I change my account set up to the Envelope System? Do I have to start all over again?

Hi everyone! Whether debt (e.g., student loans) or investments (e.g., 529 plan), the app only shows the principal and does not show the total including interest, which is a lot for my medical school loans and will greatly influence our budgeting. Is this standard or is there a way to show the interest as well? Thanks!...

What is the difference between verified and not verified transactions? Should I put all my transactions verified?

I have auto fund set up for my envelopes. It was set for April 1 which it is now. But it has not auto funded. Does it wait until a certain time( or do I need to give it more info?

I transfer money from checking to savings for each credit card transaction to ensure I have funds for the bill when it arrives. Each transaction is for the same purpose but one is a deposit, one a deduction. So it could look strange to the envelope system. And moreover when I then pay my credit card bill and move balances out! This system has worked for me t...

How did I train certain transactions to go into only one category? I have found that all my purchases from Amazon go into one category which I have named Amazon subscription. But I do not intend that to happen. Can you help me?

Hi! Fairly new to the app. Does anyone know if you can switch from one money system set-up (Envelopes, Monthly budget, or Track) to another, and have your existing information switch over? Or do you have to start with a blank slate? Thanks in advance for any help!...

I am new to the app. I have connected a bank account and a credit card account. The bank account seems to be importing transactions fine, but the credit card account is not importing transactions. I have reconnected the account a couple of times and it still is not importing. Does anyone have an idea as to what I may be doing wrong? Or what I should tr...

Will I be able to send money between my accounts. I have a few credit card and bank linked to my MW. I want to be able to send money between my credit card available balance to my bank account to pay off some bills. Will that be possible with MW, and if so when do I expect to receive funds to my checking account....

I am using connected accounts in MWPRO and I don’t have a “plus” sign to manually add a new transaction. The guides show I should be able to do this but something is missing.

I completed a Reset, re-added my accounts, and the historical transactions (since I first added the accounts couple weeks back) are still posting. I had thought a Reset would start for transactions as of the date of the Reset. Any guidance would be greatly appreciated. Thanks. DJ...

I am just beginning and have all envelopes ready and funding them. Since this new month began, I am starting fresh with new grocery budget, but the automatic transactions are saying I am over budget. Is there anyway I can start fresh and not have the grocery envelope starting out negative?...

How do I open and work on future month plans. In history it has a bar for future January 2021 plans. When I click on it it asks if I want to create January based off of December but when I click on it I don’t see as it does anything. How can I work on other month plans?...

I have an Apple Card credit card and I plan to pay the balance off in full in January and I want to use it in line with my envelope and benefit from the cash back. As Apple Card does not have online access for third party apps, I was planning to use a manual account and move money into an Apple Card envelope when I pay for something. It looks like manual acc...

In MW pro, is there a way to reorder the list of envelope groups and the envelopes within groups?

I want my husband to be able to view the our MoneyWise Pro on his phone. When he tries to sign in under my sign on he gets an error saying he doesn’t have the credentials to sign on. How do I grant him access?

How do I remove the available balance on my credit card from being included with my salary. I don’t use it to live on and don’t want it added to monthly spending allotment.

If I have autopay set up on my credit card account, when will that transaction appear through the import function? Probably not until after it occurs, right? Same question for pending entries, not only on credit card but also regular checking. My credit union has a "scheduled" transactions section for things in the queue that have not happened yet (e.g. ...

Can you change the name of the envelopes? I need one to say property taxes, income taxes, etc. Also, housing only says gas and we use propane. This makes it confusing withfuel under transportation. Headings would be nice to change as well as there isn’t one for insurance....